As a registered investment advisory firm, we are fiduciaries. This means that we hold ourselves – and are legally held – to the highest standards of the law when it comes to safeguarding our clients’ best interests.
ACTIVE PORTFOLIO ENHANCEMENT is Bell Investment Advisors’ proprietary system for selecting no-load mutual funds. The strategy has its roots in performance momentum where investment is maintained in funds that demonstrate market leadership.
Momentum is inherent in financial markets. Trends persist, both up and down, often for years at a time. ACTIVE PORTFOLIO ENHANCEMENT takes advantage of this phenomenon, known as the persistence of winners and losers. It is an investment strategy, both quantitative and qualitative, that allows us to actively manage individually designed portfolios that respond to measurable trends in the ever-changing global markets and economy.
We do not believe that one size fits all when it comes to designing portfolios. Each portfolio is structured to reflect our clients’ specifications as to risk tolerance, age, income, values, lifestyle, goals, and other considerations. That is why we also offer a strategy called Stable Growth, which combines our momentum-based growth strategy that is ACTIVE PORTFOLIO ENHANCEMENT with fixed income and alternative investments to increase the income component while toning down the risk.
This combination of our least risky class of funds (Class 4) within ACTIVE PORTFOLIO ENHANCEMENT along with fixed income and alternative investments, allows our risk-averse investors to add a momentum component to their portfolios without all the risk of being fully exposed to a pure growth strategy. Despite the lower risk, Stable Growth remains an investment strategy based on both quantitative and qualitative analysis and one that allows us to actively manage individually designed, highly-diversified portfolios that respond to measurable trends in the ever-changing global markets and economy.
In today’s low interest rate environment, traditional forms of cash equivalents do not offer much in the way of yield. While our cash reserves management strategy does not incorporate momentum like our other two strategies, it does capture the Bell spirit of thinking outside the box.
Instead of accepting the low yields of CDs, money markets, and savings accounts, we seek to identify conservative fixed income funds that provide enough yield to justify the extra risk of utilizing them in place of traditional cash equivalents. The result is a cash management system that is dynamic and responsive to today’s low-yield environment and one that offers the opportunity for increased yield without significantly more risk.
While the fixed income fund selection process does not incorporate momentum, increasing the yield on your cash reserves puts all of your money to work for you, which certainly adds momentum towards achieving a good life.
The 2018 tax season is now upon us, and with that comes tax documentation to assist you in filing your return. All official tax reporting information will come directly from Schwab. Please see below for timelines (varies by document type). 1099 – Paper Mailing For retirement accounts, you should have already received your Form 1099-R. …Read More