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The financial plans we develop for clients include the following where appropriate:
- Net worth statement We'll create a document that specifies your assets and liabilities and pinpoints where you are in the wealth-accumulation process.
- Current position evaluation We're professionals at making financial assessments. We'll analyze and evaluate all of your current positions and specify an action plan for now and the future.
- Recommendations for improving strategic asset allocation During planning engagements, we often find that a client's 401k investments are not coordinated or balanced with their brokerage and other investments. This can cause situations where investments are concentrated (not diversified) and everything declines dramatically at the same time. We'll help you avoid these breakdowns.
- Life insurance review and recommendations Are you under-insured, over-insured, or just right? We'll provide well-grounded assessments that help you answer these questions and more.
- Retirement plan When do you want to retire or have other options? What level of annual income in today's dollars do you want in retirement? We'll create a plan that takes the financial mystery out of retirement and helps you make well-grounded assessments about your future.
- Education plan We work with you to develop specific answers to questions like: How much will it cost to help fund our children's education at a public or private university? What should we be doing now to take care of it?
- Cash Flow Statement How much are you currently saving? We will analyze your income and expenses to determine how much money you can save towards your financial goals. This often leads to the development and implementation of a personalized budget.
- Recommendations for debt management We'll show you how to balance debt reduction with saving and investing for other concerns.
- Real estate acquisition strategies Thinking about buying a home or some income property? We'll design an action plan that includes real estate acquisition, retirement and education planning along with other concerns appropriate to your situation.
- Estate planning Is your will current? Do you understand the tremendous value of a living trust to those who survive you? For the sake of those you care about, call us for an informational meeting with a qualified attorney at no cost or obligation.
Contact us at your convenience to learn more about how our Financial Planning services can help you live a more harmonious and satisfying life.
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